Trying to reduce your debt? You might not need to look too far, here are some fun ones: Use credit cards to your advantage. Let’s say the average person spends $30,000 per year on expenses. If you put those expenses on a 2% cash back credit card, there’s $600 back […]...
Author: Eric Croak
Paying for a wedding can be a lot, but why not take advantage of it? Here are the three main things you should look for in a wedding credit card: sign-up bonus, introductory interest rates, and rewards types. You’ll typically get a sign-up bonus after you spend a certain amount […]...
My number one piece of advice is to use your employer’s direct deposit to automate savings. Most people believe that their entire paycheck should be sent to their checking account before being disbursed towards expenses & savings, which means people see their entire paycheck before making any savings decisions. I […]...
Diversification has been called the only free lunch in investing. This idea is based on research showing that diversification, through a combination of assets like stocks and bonds, could reduce volatility without reducing expected return or increase expected return without increasing volatility compared to those individual assets alone....
What’s the APR? Understanding interest rates and doing the actual calculation of those rates is the only way to understand credit cards. CC companies can hide their fee’s in the monthly payment so the consumer never knows how bad the interest is. For example, a 20% APR credit card will […]...