Insights

What’s Going on With the Banks and What Do We Do Next? The collapse of SVB Bank has sent shockwaves through the financial world, and the situation hasn’t gotten any easier as other banks quickly followed suit. The collapse of these banks can be mainly attributed to mismanagement, excessive risk-taking, […]...

The single most important thing about saving money is to automate the process. You can do that by utilizing your work 401(k) plan or a direct deposit into a savings or investment account. You want to make sure your automatic savings are set up for the days you get paid […]...

Trying to reduce your debt? You might not need to look too far, here are some fun ones: Use credit cards to your advantage. Let’s say the average person spends $30,000 per year on expenses. If you put those expenses on a 2% cash back credit card, there’s $600 back […]...

Paying for a wedding can be a lot, but why not take advantage of it? Here are the three main things you should look for in a wedding credit card: sign-up bonus, introductory interest rates, and rewards types. You’ll typically get a sign-up bonus after you spend a certain amount […]...

What’s the APR? Understanding interest rates and doing the actual calculation of those rates is the only way to understand credit cards. CC companies can hide their fee’s in the monthly payment so the consumer never knows how bad the interest is. For example, a 20% APR credit card will […]...